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Hello Awesome Working Woman,

Welcome back to Part 4, the final week of our 4-part series of life-changing questions you need to ask yourself this year. I want you to ask yourself about money. Even in today’s times it still seems taboo to speak about money or even to want more of it.

Money provides choices and choices can provide freedom. Don’t limit yourself when it comes to how much money you want to make.

I have enough money and I don’t need more.” – Said no one ever

As always, be honest with yourself when answering these questions.

  1. How much money do I need to set aside for an emergency fund?

The golden rule is 3-6 months. Always pay yourself first.

  1. Am I using credit cards correctly?

Believe it or not, credit cards are not bad. If used correctly – meaning they are paid off monthly – you can collect massive points to pay for vacations and airline tickets.

  1. How much debt do I have?

This includes all credit card and student loan debt. Mortgage and car note are considered functional debt. 

  1. How much can I save this month?

What is your goal?

  1. Do I have an online savings account?

Ally, American Express, and Smarty Pig all have great rates and they are great to save for emergencies because they are strictly online banks making it less convenient to access your money.

  1. When was the last time I checked my insurance rates?

Car, renters, homeowners, and life insurance rates can be checked annually.

  1. What can I buy less of this year?

This one can be hard, but it is necessary to do.

  1. Do I need cable tv?

With Netflix, Hulu, and Amazon Prime, you can save a fortune by dropping cable.

  1. Do I believe I can be wealthy?

You have to believe it before, you can do something about it. Being wealthy starts in the mind.

  1. Do I buy in bulk?

Mark Cuban swears by this. When you purchase in bulk you save on everyday items.

There are many other questions you can ask yourself about money. Take some time and think about your spending and money habits. Journal your thoughts. It is definitely an area I am going to pay more attention to.

I hope you have enjoyed this 4-part series on life changing questions you need to ask yourself. We have covered four major areas of life which are important factors in creating harmony in your life.  Success, better life strategies, happiness, and money are areas we need to constantly review and take control of. We will dive more into these areas as time moves on.

Keep winning and creating harmony in your life.

Marla J. Albertie

Your Life-Harmonizing Strategist